About Us

Whether you're a first home buyer or seasoned investor, Bluebay has a home loan to suit. In fact, even if you've had finance applications knocked back by other lenders in Australia, there's a good chance we can still help.

We offer a wide variety of home loans, including low doc loans, low and no-deposit loans, construction loans and investment loans.

We even have a loan that no other lender in Australia can offer: Smart Families, an innovative way for your parents to lend you some or all of your deposit, without putting their house at risk. Just as importantly, we don't just provide you with home finance. We provide genuine customer service too. We believe it's the best in Australia.

Loan Types

With Bluebay, you get all the same types of loans that the banks offer - and one you won't find anywhere else. But you don’t have to deal with a bank.

Instead, you deal with a friendly team who listen, give you the time you need to explain yourself, answer all your questions, and guide you through the whole process of buying a new home, covering all your options and the loan types available.

It's the best of both worlds!

Of course, you get the security of a bank too. Our loans are all backed by Australia's biggest financial institutions, so you can borrow with confidence.



When you're borrowing for a new home, you want cost certainty. There's just no substitute for seeing the figures in front of you, in black and white.

That's why we developed our suite of helpful calculators. From borrowing capacity to stamp duty, you'll feel a lot more comfortable with your choices, once you've taken our calculators for a spin.

Loan Repayments

Borowing Power

Stamp Duty

Extra Repayments

Useful Info

Knowledge means more than just the best chance of getting your home loan approved. It means peace of mind.

That's why we've prepared this all-encompassing guide full of useful home loan information. It will help answer all your questions. Useful news, finance updates, home loan FAQs, glossary of terms, and much more...

Whether you're a first home buyer or an old hand, it will provide you with the information you need to proceed with confidence.

Also have a look through our 'your home your mortgage' brochure which has lots of useful information about purchasing a home...

Click here to read more.


Bluebay Home Loans

Every lender in Australia claims to be different. So we're not going to say that. Instead, we're going to prove it. If you don't feel the difference in your first conversation with us, we don't deserve your business.

You see, we think outside the square to get you into your own home sooner. Because we're an independent Australian company, we have the freedom to be flexible with our home loans, and the drive to provide great customer service. So we can probably help, whatever your situation.