Business Summary
We are one of Australia’s largest and fastest growing superannuation and retirement businesses
About Us

Australian Retirement Trust is a super fund formed through the merger of Sunsuper and QSuper. We don't pay shareholders, which means we can reinvest profits back to members as lower fees and better value products and services.

Whether our members are just starting out their working life, already retired, or somewhere in between, we'll guide them to help make sure they feel secure and confident. We'll use our size and scale to be a force for good to make our members’ world better, working with the community and seeking out investments to grow their savings and retirement income.

What We Do

Australian Retirement Trust helps Australians build, manage, and access their retirement savings through a range of superannuation and retirement income solutions. The fund:

  • Manages superannuation (retirement) accounts for members. 
  • Provides retirement income products and services for retirees. 
  • Offers investment options designed to grow members' retirement savings over the long term. 
  • Supports members throughout their working lives and retirement with guidance, tools, and financial education. 
  • Works to create positive community impact and seeks investment opportunities that help improve members' financial futures.
FAQs
How do I join Australian Retirement Trust?
Joining Australian Retirement Trust (ART) is easy. It'll take around 5 minutes and you'll get your membership details right away.
Who can join Australian Retirement Trust?
Anyone can join Australian Retirement Trust. Join today.
Will it cost anything to join Australian Retirement Trust?
There is no cost to join Australian Retirement Trust. We are committed to returning profits to members as better services and lower fees.
I am ready to retire. What options does Australian Retirement Trust offer?
1.Leave your money in super You can leave your money in your super account for as long as you want. 2.Receive regular payments You can open a Retirement Income account by transferring all or some of your money from your super account. You can then set up a regular payment from your Retirement Income account into your bank account. 3.Withdraw as a lump sum You can keep all or some of your money in your super account and make lump sum withdrawals into your bank account.
I am retiring soon - how do I get my super out?
Many people think they need to withdraw their super as a lump sum at retirement. You don't. In fact, you may be better off leaving it invested so it will continue to receive investment earnings. If you do decide to take a lump sum payment, a minimum amount of $2,000 applies.
What are the benefits of starting an Australian Retirement Trust Retirement Income account?
Pay less tax: Any regular income payments or lump sum withdrawals are tax free if you're aged 60 or over. Earnings on your investments are generally tax free*. Replace employment income: Your money may last longer if you withdraw it in stages as an income stream, rather than all at once. Invest for your future: Your money can be invested according to your timeframe and income needs. Lump sum withdrawal: We allow you to make lump sum withdrawals from your Income account when you want to.
Notable Achievements
Chant West Fund Awards 2016
Integrity Best Fund 2016
Corporate Solutions Fund of Year 2016
Payment Methods
Direct Debit
BPay