People's Choice is one of Australia's largest credit unions with 365,000 members across Australia and branches in South Australia, Northern Territory, Victoria, Western Australia and Australian Capital Territory. Created through the merger of Australian Central and Savings & Loans in December 2009, People's Choice Credit Union offers a genuine alternative to the major banks. Our origins date back to 1949 and we've grown significantly to become a trusted financial services provider and a leader in the credit union industry. Being member-owned means our customers and owners are the same - our members. Everything we do is designed to benefit our members. It's a simple philosophy that says a lot about how we operate - we're about people, not profit.
What is Split Loan?
A split loan is a home loan that offers a loan to be split over a variety of product types, including variable, fixed and line of credit products. You can define which amount of your loan is split into each product type.
What is Solicitor?
A solicitor is a professional who is legally qualified to deal with conveyancing or assisting you in the drawing of your will. Solicitors assist you with your legal affairs and can, depending on the state or territory you live in, represent their clients in court.
What is Valuation or Property Value?
A valuation is the assessment of the property value as determined by the lender or external valuer, often based on the property purchase price.
What is Stamp Duty?
Stamp Duty is a tax each state or territory government charges on the sale of your property. Stamp Duty is designed to offset the costs of the legal documents for the purchase transaction and varies depending on which state or territory you purchase in.
What is Property Value?
Property Value, often called valuation, is the assessment of the value of your property as determined by the lender or external valuer.
At A Glance
Personal Loans & Home Loans
Savings & Investments
Insurance & Superannuation
Financial Planning & Business Banking
Mozo-Highly Trusted 2018
Mozo-Outstanding Customer Satisfaction 2018
Mozo-Staff Friendliness 2018
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