Ezi Protect



Business Summary
Specialising in Life & Income Insurance
About Us
About Us

Our vision is to help Australian families and businesses secure their financial futures against some of life's most devastating events through the use of personal insurance packages designed to meet the specific and individual requirements of every client.

Events such as traumatic accidents, debilitating sickness and sometimes pre-mature death create uncertainty and worry for both the person affected and also the families and loved ones associated.


Income Protection & Funeral Cover

Income Protection

Do you need your income protection or public liability urgently? Call us to get it sorted over the phone.

Has the principle asked you for a certificate of currency?

Have you been working in the trade and just think its time to get a quote on your income protection?


Funeral Cover

Are you concerned that in the event of your premature passing, your family may have to bear the burden of the funeral costs?

Did you know?

Some standard life insurance policies have a funeral advancement benefit designed to meet the very need of paying the funeral expenses by releasing funds early.


Life Insurance & Business Insurance

Life Insurance

Life insurance can be purchased both inside and outside of superannuation. For many Australians with employer superannuation, the superannuation fund may contain a level of life and disability insurance. In many instances this level of insurance cover may be insufficient to provide for yourself or your family in the event of a claim.


Business Insurance

What is business insurance?

Business insurance is designed to provide financial protection to a business against the loss of revenue or capital value of a business in the event a key person suffers a major illness, disability or death.


Trauma Insurance & Total & Permanent Disability

Trauma Insurance

Trauma insurance has grown in popularity over the last 10 years as it provides cover to the person insured in the event they suffer a life threatening trauma. It is often used to supplement other forms of insurance like income protection & total & permanent disability insurance. Its role however is to provide a lump sum benefit in the event a person suffers a trauma.


Total & Permanent Disability

Have you thought about what would happen to you if you became totally and permanently disabled? Would you be able to meet your financial commitments and maintain your quality of life?


Which insurance companies do you use?
AIA AMP Asteron/Suncorp AXA/AC&L CommInsure Macquarie Life MLC/Aviva OnePath (renamed from ING) Tower Zurich
What is your authorisation to advise on insurance products and structures?
We are qualified financial planners who specialise in life insurance. This means we are able to help you with the levels of cover you need whilst establishing the most optimum way to set your cover up.
What will this cost me?
EZI Protect does not charge a fee, we are paid by the recommended insurance company/s. This allows us to provide the service we do without additional charges to our clients
Am I locked into a contract?
No, you can cancel your cover anytime or amend the cover whenever your needs change. (Remember that underwriting criteria apply if benefits are added at a time of amendment.)
Why can't I search the internet and easily gain a quote?
Unfortunately life, disability and income insurance are not as easy to quote as say a house or car
I hear a lot about no medicals, will I need a medical and what does this mean?
Generally most people won't require a medical, however some will! In most cases if the insurance company asks for a medical, they will pay the cost of the procedure. The types of situations that can trigger a medical include things like; uncontrolled blood pressure or cholesterol, age, height and weight or the amount of cover you have requested ( the examples are given as a guide only).
I don't want a cheap and nasty insurance! Is more expensive better and why the difference in premiums between companies?
Insurance companies are businesses like any other, they have income and outgoings. Income is in the form of premiums, outgoings other than the cost of running the business is in the form of claims. Often companies will select certain types of clients as more favourable than others, Ie company A may feel the building trades are the type of business they want whilst company B may want the medical industry.
What happens if i need to claim?
Fortunately most people will never need to claim, a little like car insurance, most of us have it but we don't drive around looking to have an accident. However, if we do need to claim what happens. Firstly the client usually notifies either EZI Protect or the insurer of an event they feel may be a claim or lead to a claim.
How do I pay for my insurance?
Generally companies will take credit card, direct debit or cheque. Most companies offer different payment cycles i.e. monthly, half yearly or yearly. Some companies offer quarterly payments or BPay but not all do. You can choose what is convenient for your situation.